Privacy Policy

Welcome to Retail Sales Team. Your privacy is important to us, and we are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website, apply for loans, or join our Partner Program.

By using our website and services, you agree to the terms outlined in this Privacy Policy

1. Information We Collect

We collect different types of information to provide better services to our users. This includes:

1.1 Personal Information

When you apply for a loan or sign up as a partner, we may collect:

• Full Name
• Mobile Number & Email Address
• City & State

1.2 Non-Personal Information

We also collect non-identifiable data for website analytics, such as:

• IP address & device information
• Browser type & operating system
• Pages visited & time spent on the website

1.3 Partner Program Data

If you join our Partner Program, we may collect:

• Business details & GST information
• Commission payout bank details
• Client referral data

2. How We Use Your Information

Your information is used strictly for business and service purposes, including:

• Loan Processing: Verifying loan applications & eligibility with banks & NBFCs.
• Customer Support: Responding to inquiries & assisting clients.
• Marketing & Promotions: Sending updates, offers & newsletters (with opt-out option).
• Partner Program Management: Processing referrals, tracking commissions & making payouts.
• Legal & Compliance Purposes: Preventing fraud & adhering to financial regulations.

We DO NOT sell, rent, or misuse your personal data for third-party marketing.

3. How We Protect Your Data

We take appropriate security measures to safeguard your information, including:

• Data Encryption: Protecting sensitive information during transmission.
• Restricted Access: Only authorized personnel have access to confidential data.
• Regular Security Audits: Ensuring compliance with data protection standards.

Despite our best efforts, no online data transmission is 100% secure. We encourage users to share personal details responsibly.

4. Sharing of Information

We only share your data in specific cases:

• With Banks & NBFCs: For loan processing & approvals.
• With Partners: If you apply through a referral, your data may be shared with the partner.
• With Legal Authorities: If required by law for fraud prevention or regulatory compliance.

We DO NOT share or sell data to unauthorized third parties.

5. Cookies & Tracking Technologies

Our website uses cookies to enhance your browsing experience and collect analytics. You can disable cookies in your browser settings, but some website features may not function properly.

6. Your Rights & Choices

• Access & Update: You can request to view or update your personal details.
• Opt-Out of Marketing: Unsubscribe from promotional emails anytime.
• Data Deletion: Request removal of your data from our records (except for legal obligations).

To exercise these rights, contact us at retailsalesteam01@gmail.com

7. Third-Party Links

Our website may contain links to third-party sites (e.g., banks, financial institutions). We are not responsible for their privacy policies or content. We encourage you to read their policies before sharing any information.

8. Policy Updates & Changes

We may update this Privacy Policy periodically. Any changes will be reflected on this page.

9. Contact Us

For any privacy related concerns, you can reach us at: retailsalesteam01@gmail.com