A Working Capital Loan helps businesses manage their daily operational expenses such as payroll, rent, and inventory purchases. It ensures smooth business operations without disrupting cash flow.
Short on funds to run your business? A Working Capital Loan provides the financial boost needed to keep your operations running smoothly, with easy repayment options and flexible tenures.
It is a short term loan to cover daily business expenses.
Loan amounts range from ₹50,000 to ₹5 Crores, depending on business turnover.
It depends on the lender; some offer unsecured loans.
Generally 12 months to 36 months.
Usually 10% to 20% per annum.
Generally, ₹10-₹20 Lakhs annually, depending on the lender.
Yes, GST returns help assess business income.
Yes, but loan terms may vary.
Yes, but some lenders charge a foreclosure fee.
Yes, a good credit score increases approval chances.
Loan approval typically takes 3-5 days.
Yes, but a stable revenue stream is required.
No, it is meant for daily operational expenses.
Late payment fees apply, and your credit score may be affected.
Some lenders charge processing fees, prepayment fees, etc.
Smart Loans, Smarter Choices, Your Financial Growth Partner